Stablecoins Could Power $1 Trillion in Annual Transactions by 2030, Report Finds

Stablecoins are on track to become a major force in global payments, with annual transaction volumes projected to reach $1 trillion by 2030, according to a new report from Bitcoin.com. This growth is being driven by the rise of decentralized finance (DeFi) and increased use of digital assets for cross-border payments.

The report highlights USD-backed stablecoins like Tether (USDT) and USD Coin (USDC) as key players in the sector’s expansion. Their popularity continues to grow as investors seek stable, low-cost, and fast alternatives for trading, lending, and remittances.

DeFi Growth and Regulatory Clarity Drive Adoption

Analysts say that the maturing DeFi ecosystem and clearer regulatory frameworks are making stablecoins more appealing for both institutional and retail users. These coins are now seen as essential tools within DeFi protocols, which already handle billions in annual transaction volume.

Technology Boosting Scale and Reach

The report also points to ongoing technological advancements—including smarter, more secure contracts and better cross-chain interoperability—as key factors enabling stablecoins to scale. These upgrades allow stablecoins to move more efficiently across different blockchain networks, improving overall usability.

Expanding Financial Access

Beyond transaction growth, stablecoins are also seen as a tool for financial inclusion, especially in underbanked regions. By offering fast, accessible, and decentralized financial services, stablecoins could help individuals in emerging markets gain more control over their money.

As stablecoins continue to bridge the gap between traditional finance and the decentralized world, their role in reshaping the global payments landscape is becoming increasingly clear.

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