DBS Bank Launches Tokenized Structured Notes on Ethereum Blockchain
Singapore’s largest bank, DBS, has taken a major step forward in digital finance by launching a new initiative to tokenize structured investment products on the Ethereum blockchain.
The move aims to make traditionally complex financial instruments more accessible to accredited and institutional investors, while reinforcing DBS’s leadership in blockchain-driven innovation.
The first tokenized product is a crypto-linked structured note, which will be issued and traded on the Ethereum network. Investors can access it through licensed digital investment platforms such as ADDX, DigiFT, and HydraX.
“Asset tokenization is the next frontier in financial market infrastructure,” said Li Zhen, Head of Foreign Exchange and Digital Markets at DBS. He noted growing demand from institutions for crypto-linked investments that offer both growth potential and built-in risk management.
Making Structured Products More Accessible
Structured notes typically require high minimum investments—often $100,000 or more. By tokenizing these products, DBS is lowering the entry point to just $1,000 per token, making it easier for investors to diversify their portfolios with institutional-grade assets.
The bank’s first series of tokenized notes offers cash payouts when cryptocurrency prices rise but includes mechanisms to reduce losses during market downturns. DBS sees this as a bridge between traditional wealth management and the fast-growing digital asset ecosystem.
Surging Institutional Interest
DBS reported more than $1 billion in crypto-linked structured notes processed in the first half of 2025, underscoring rising institutional demand. The bank expects strong uptake from family offices—of which Singapore hosts over 2,000—as it expands its tokenized offerings.
Looking ahead, DBS plans to tokenize a broader range of investment products, including equity- and credit-linked notes, further expanding access to blockchain-based financial instruments.
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